Mortgage guides

Browse our latest articles below, full of tips and expert insights on the complex world of mortgages.

You can also choose a category to get content best suited to you, whether you're a first-time buyer, buy-to-let investor, home mover or remortgaging.

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Self-employed mortgage deals & rates

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Buy-to-let mortgage broker

Get the best buy-to-let mortgage deal with the help of our experts. Plus learn how they work and what deposit you'll need.

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Remortgage broker | Remortgage deals & rates

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Stamp duty - how much does it cost?

Learn how much stamp duty is, and whether you may have to pay it.

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What are no-deposit & 0% mortgages?

No-deposit mortgages are designed for customers who want to borrow 100% of a property’s value, usually because they are not in a position to save a deposit.

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What is LTV? Loan to value explained

The loan-to-value of a mortgage is important as it determines what deals you have access to - learn more about LTV and how it affects your mortgage.

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House Viewing Tips | What To Ask At A Viewing | Mojo Mortgages

Asking the right questions at a viewing is great way to help you find your dream home. Read our top tips on what to ask and bear it in mind at your next viewing.

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Mortgage Underwriting, What Actually Happens? | Mojo Mortgages

Mortgage underwriting is where your lender assumes financial risk in exchange for the interest you pay. Because they need to ensure this risk is acceptable, underwriting a mortgage is a meticulous process.

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Home ownership schemes in the UK in 2024

Buying a home is more challenging than it was for previous generations. There are a number of home ownership schemes available in the UK, however

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